Vice President RMG COO office, ECL Governance, Risk Management Group

Job Purpose We are seeking a highly motivated and skilled individual to handle the Governance for Expected Credit Loss (ECL) framework within Risk Management Group. The successful candidate will be responsible for setting up and managing the governance processes for the ECL framework in line with the guidelines released by RBI in April 2026 and Group policies and standards. Key Accountabilities and Requirements

• Establishing governance process for ECL including setting up of ECL Oversight committee with appropriate Terms of Reference, detailed Standard Operating Process for all governance related activities etc.,
• Ensuring all governance processes are followed in addition to providing convening the ECL oversight meeting and handling the secretarial support function for the committee
• Engaging with external agencies to ensure Macro-economic Variables (MEVs) are refreshed on a quarterly basis and approved by the ECL Oversight committee
• Managing audit relating to ECL including engagement with internal audit, statutory auditors and regulatory inspectors on matters relating to ECL framework
• Ensuring compliance to regulatory requirements and Group Policy/Standards requirements on matters relating to ECL framework Required Experience
• 14+ years of experience in risk management with specific experience in handling the governance related functions
• Understanding of ECL framework and prior work with risk committees, risk policies and governance frameworks. Education / Preferred Qualifications Post -graduate/ Graduate degree in quantitative discipline (such as Statistics, Mathematics, Quantitative Finance, Data Analytics or equivalent) is preferred Core Competencies
• Familiarity with relevant RBI and Basel guidelines
• Understanding of financial products and business processes in both wholesale and retail banking segments.
• Analytical & Critical Thinking: Exceptional analytical, problem-solving, and critical thinking skills with the ability to identify subtle model weaknesses and propose practical solutions.
• Communication: Excellent written and verbal communication skills, with the ability to articulate complex technical concepts clearly and concisely to both technical and non-technical audiences.
• Attention to Detail: Meticulous attention to detail and a commitment to producing high-quality work.
• Collaboration: Ability to work independently and as part of a team in a fast-paced environment.
• Experience in a regulated financial institution environment. Technical Competencies
• Competence in using MS Excel and MS Power point.
• Model Work Relationship
• Key stakeholder management
• High level of professionalism
• High regard for risk and control processes DBS India
• Culture & Behaviors
• Performance through Value Based Propositions
• Ensure customer focus by delighting customers & reduce complaints
• Build pride and passion to protect, maintain and enhance DBS’ image and reputation
• Enhance knowledge base, build skill sets & develop competencies
• Execute at speed while maintaining error free operations
• Maintain the highest standards of honesty and integrity Location: Mumbai Job: COO Office/Business Mgt & Support Schedule: Regular Employee Status: Full time